Skip to main content
Payments held until delivery is confirmed · Start selling
Log in Sign up
Safe, secure & trusted payments

Buy and Sell with Complete Confidence.

Share your store link. Buyers pay into a one-time account. Sellers are paid only after delivery is confirmed.

Funds held until delivery Verified sellers Paystack checkout
Secured process Your money stays held until the delivery is verified with your PIN.
Verified delivery Inspect at handoff, then confirm, or report an issue to hold the payout.
Fast & simple Share a product link, check out in Naira, get paid after confirmation.

How it works

Four steps. Zero guesswork.

Every order runs through the same protected flow, whether you are buying or selling.

1

Seller lists a product

Verified sellers publish a listing and get a shareable link for WhatsApp and social media.

2

Buyer pays securely

Pay by bank transfer into a one-time Paystack account. The money is held, not sent to the seller.

3

Delivery is verified

The buyer inspects the item and confirms with a one-time PIN, or reports an issue.

4

Seller gets paid

Once confirmed, the payout goes to the seller's verified bank account.

Why PayWithGuddy

Why PayWithGuddy

Social commerce with delivery-protected settlement - not a wallet app.

Verified sellers Every seller passes email, NIN and bank-name checks before they can sell.
Delivery PIN The seller is paid only after you hand over your delivery PIN.
No account needed Checkout as a guest. A secure link lets you track and confirm your order.
Fair fees A small platform fee (default 1.5%) shown clearly at checkout.

Sell anything legal. Get paid after delivery.

Verify once, share your product links on social media, and let every order be protected.